Understanding medical insurance is critical for seafarers and maritime professionals, especially those working on yachts.

In this UNCENSORED episode, host Marién Sarriera speaks with Melanie Langley, an experienced insurance broker from Moore Dixon, to clarify the essentials of medical coverage for seafarers. They explore what every yacht crew member should look for in an insurance policy, key differences between P&I and personal medical insurance, and specialized coverage options like disability and death benefits.

Melanie provides valuable advice on addressing pre-existing conditions, choosing policies for freelancers, and ensuring coverage for hazardous duties at sea. The discussion also covers preventative care, mental health services, women’s health, and flexible policy options like freezing plans when off-duty. Packed with practical insights, this episode is a must-watch for maritime professionals who want to protect their health and wellbeing at sea.

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